BUILD YOUR LOCAL
CREDIT & LOAN NETWORK
Become an authorized banking franchise partner of Digital Mitraa. Access 50+ Banks & NBFCs for Home Loans, LAP, Business Loans, PL & OD/CC. Sourced by you, verified by AI & staff, sanctioned by Banking Relationship Managers.
Active Points
1,200+
Across CG & India
Files Done
50,000+
Fast Verification
Services
300+
ITR, Loans, GST
Settled TAT
99.8%
SLA Cleared
Loan Cases Processed With
Start Earning in 3 Easy Steps
Find a Customer
Talk to anyone who needs a Loan, GST registration, ITR filing, or business services in your local area.
Submit on CRM
Enter basic details in 2 minutes on our app. Our staff team handles documentation, bank follow-up and processing.
Receive Your Payout
Your commission is tracked in your CRM wallet. Withdraw anytime after approval.
300+ Services Available
Everything Your Customer Needs
Home Loan
Personal Loan
Business Loan
GST Registration
ITR Filing
Udyam/MSME
Insurance
Real Estate
Why 1,200+ Partners Trust Digital Mitraa
Zero Cold Calling
Your local network is your pipeline. No cold calling, no spam — just trusted referrals.
Same-Day CRM Access
Register and start working the same day. No delays, no training period required.
Dedicated RM Support
Every partner gets a dedicated Relationship Manager for guidance and case processing.
15+ Bank Tie-Ups
Access to SBI, HDFC, ICICI, Axis, Bajaj, Kotak and more — maximum approval chances.
Net Take-Home Pay (NTHP) & Loan Eligibility Calculator
Check in-hand salary requirements, Bank FOIR limits, monthly loan EMIs, and investment growth before applying or logging customer files.
Income Details (Monthly)
CIBIL Active Loans
CIBIL se active loans yahan add karo. Takeover onkarne par naya ROI & months enter karo — nayi monthly EMI automatically calculate hogi.
Agar abhi loan apply karna hai to proposed EMI yahan enter karo. Use EMI Calculator tab se exact EMI nikalo pehle.
Net Take-Home Pay (NTHP)
₹47,000
85.5% of Net Salary remaining after all EMIs.
Bank FOIR Ratio
14.5%
Lender Cutoff: Max 60%. (Total EMI ÷ Net Salary)
Net In-Hand Salary
₹55,000
Gross minus statutory PF / TDS (monthly).
Max Eligible New Loan EMI
₹25,000
Max buffer for new loan EMI at 60% FOIR cap.
Monthly Obligations Breakdown
🟢 Bank Eligibility Verdict: Approved / High Probability
Applicant satisfies all Bank NTHP (≥ 40%) & FOIR (≤ 60%) benchmarks. Proceed directly with loan application login.
Simple, Transparent Pricing
No hidden fees. No complicated tiers. Start today.
Perfect for beginners
Build your local empire
What Our Partners Say
Rajesh Verma
Franchisee
Dehradun, Uttarakhand
"Started as Lead Manager, now running full franchisee in my area. Earning ₹35,000+ monthly."
Priya Sharma
Lead Manager
Lucknow, UP
"CRM makes tracking super easy. Got my first payout in 3 weeks. Amazing support team!"
Amit Kumar
Franchisee
Agra, UP
"Loan cases are where I earn most. 15+ banks and simple process. Best decision of my career."
Loan EMI Calculator
Calculate your monthly loan installments (EMI), total interest, and payout referral margins instantly.
₹10,442